Property Insurance provides coverage for everything you own which goes to make up wealth and your estate, whether it be tangible or intangible.

There are many different property insurance policies that are available in the market place to provide you with financial security for your home, your personal contents, your condominium as well as to provide liability coverage that you may become legally liable to pay as compensatory damages arising from your premises.

Homeowners Insurance

Homeowners Insurance policies cover your building and its contents for damage caused by an insured peril. There are a variety of policies available. They are:

Comprehensive Policy - Provides coverage on your building and contents on an all risk basis subject to exclusions. This policy does not name the perils that are covered but one that covers against all exposures except those that are specifically listed as excluded.

Broad Policy - policy provides all risk coverage on your building, however named perils coverage on your contents

Named Perils Policy - a policy in which the perils insured against are listed or named
Insurance property policies have special limits of insurance on certain items. Additional coverages may be purchased to provide coverage on these items. They include:
 

• Jewellry
• Furs
• Fine Arts
• Computer hardware/software
• Bicycles
• Firearms
• Watercraft
• Professional Equipment
• Musical Instruments
• Electronic Equipment

For more in depth information on the above coverage, please contact one of our professional sales staff for more information.